Home Finance Guide Preview
Buying a home is a big decision, and many buyers consider the financing process complex and confusing. The Evelyn Bruder Dream Team has created a map to guide you along the path to getting the financing you want and need to enable you to buy your dream home.
BELOW IS AN OUTLINE / PREVIEW OF THE COMPLETE GUIDE
Click here to Download the COMPLETE Home Financing Guide.
*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form. It's quick, easy and Free! Then you can immediately download the Finance Guide!
Step 1: How Much Can You Afford?
- Get the tools to shop around, and decide which institutions, terms, and Mortgage programs best fit your needs .
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- Loan Application Checklist
- Affordability Calculator
- Rent vs. Buy Calculator
- How to get a free credit report.
Step 2: Selecting a Lender
- See the wide variety of financial institutions, and all of your options
- Use the Comparison Chart to determine which lender and type of Mortgage
Step 3: Selecting a Loan
- What type of Mortgage is right for you?
- Analysis of: Loan Rates, Terms, Down Payment, & Fees
- Negotiate... Negotiate...Negotiate!
Step 4: Shop. Compare. Negotiate
We supply all the tools you need:
- Loan Comparison Calculator
- Mortgage Shopping Worksheet
2-additional calculators
- Which loan is better?
- Which lender has the better loan?
Additional factors:
These calculators could save you thousands of dollars.
- How can I reduce (PMI) mortgage insurance costs?
- How much should I put down for a new home?
- What will my closing costs be?
- Which is better: 15 or 30 year term?
- Should I pay points to lower the rate?
- Which is better: fixed or adjustable?
- How much will my adjustable rate payments be?
- How much will my (fixed) mortgage payments be?
Step 5: Loan Pre-Qualification & Pre Approval
- Pre-qualified - Your borrowing power - BEFORE you begin your home search
- Pre-qualification estimate with our Affordability Calculator
- What priced home you can you afford?
- Pre-approval - lender verifies your borrowing power
- Pending a final contract of purchase, and underwriting verification you can rest assured you're your final loan is approved.
Step 6: Loan Approval
- Processing and Underwriting - Expect a time delay in getting final loan
- Avoid the most common problems with these worksheets:
- Mortgage Application Checklist
- Mortgage Loan Flow Sheet
Click here to Download the COMPLETE Home Finance Guide right now!
*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form. It's quick, easy and Free! Then you can immediately download the Finance Guide!
