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Home Finance Guide Preview

Buying a home is a big decision, and many buyers consider the financing process complex and confusing. The Evelyn Bruder Dream Team has created a map to guide you along the path to getting the financing you want and need to enable you to buy your dream home.

BELOW IS AN OUTLINE / PREVIEW OF THE  COMPLETE GUIDE

  Click here to Download the COMPLETE Home Financing Guide. 

*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form. It's quick, easy and Free!  Then you can immediately download the Finance Guide!


Step 1: How Much Can You Afford?

  • Get the tools to shop around, and decide which institutions, terms, and Mortgage programs best fit your needs .
  •  
    • Loan Application Checklist
    • Affordability Calculator 
    • Rent vs. Buy Calculator 
    • How to get a free credit report.

Step 2: Selecting a Lender

  • See the wide variety of financial institutions, and all of your options
  • Use the Comparison Chart to determine which lender and type of Mortgage

Step 3: Selecting a Loan

  • What type of Mortgage is right for you?
  • Analysis of: Loan Rates, Terms, Down Payment, & Fees
  • Negotiate... Negotiate...Negotiate!

Step 4: Shop. Compare. Negotiate

We supply all the tools you need:

  • Loan Comparison Calculator
  • Mortgage Shopping Worksheet

2-additional calculators

  • Which loan is better?
  • Which lender has the better loan?

Additional factors:

These calculators could save you thousands of dollars.

  • How can I reduce (PMI) mortgage insurance costs?
  • How much should I put down for a new home?
  • What will my closing costs be?
  • Which is better: 15 or 30 year term?
  • Should I pay points to lower the rate?
  • Which is better: fixed or adjustable?
  • How much will my adjustable rate payments be?
  • How much will my (fixed) mortgage payments be?

Step 5: Loan Pre-Qualification & Pre Approval

  • Pre-qualified - Your borrowing power - BEFORE you begin your home search
  • Pre-qualification estimate with our Affordability Calculator
  • What priced home you can you afford?
  • Pre-approval - lender verifies your borrowing power
  • Pending a final contract of purchase, and underwriting verification you can rest assured you're your final loan is approved.

Step 6: Loan Approval

  • Processing and Underwriting - Expect a time delay in getting final loan
  • Avoid the most common problems with these worksheets:
    • Mortgage Application Checklist 
    • Mortgage Loan Flow Sheet

  Click here to Download the COMPLETE Home Finance Guide right now!

*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form. It's quick, easy and Free!  Then you can immediately download the Finance Guide!

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Evelyn Bruder
Evelyn Bruder Las Cruces Real Estate Dream Team
evelyn@homeslascruces.com
(575) 650-7224

141 Roadrunner Parkway Suite 141
Las Cruces, NM 88011

Steinborn & Associates Real Estate (575) 522-3698

 
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