Preview of our home buyers guide.
The 10 step guide to the home buying process
Buying a home is a big decision and there is a lot to learn. Based on the Evelyn Bruder Dream Team's 30 years of experience in helping Las Cruces Home Buyers, below is a preview of our full and comprehensive step by step guide to the home buying process.
Download the COMPLETE Home Buyer's Guide. It's Free!
*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form.It's quick, easy, and Free! Then you can immediately download the Guide!
Step 1. Are You Ready?
• The pros and cons of homeownership.
• Can you afford to be a home owner.
• The Renting vs. Buying Considerations
Step 2. Get a Realtor
• Trusted advisor, because buying real estate is a complex matter.
• Buyer's agent
• Skilled negotiator of the best price and terms
• Expert facilitation of all phases of the home buying experience.
Step 3. Get Loan Pre-Qualification & Pre-Approval
How to get pre-Qualification. A letter from the lender estimating the amount of loan you qualify for.
• Pre-approval is not the same as pre-qualification
• Learn how and what Financial information will be verified the lender. Then a commitment is made certifying approval for a given loan amount.
Step 4. Look At Homes
• Use our Home Hunter Worksheet
• Use your REALTOR's database to find all the homes that meet your wants and needs.
• Narrow down the field - View all possible matches
Step 5. Choose a Home
- Now is the time that you and your Trusted Advisor / REALTOR meet to determine which home best meets your needs, that you can afford, and is the best VALUE.
- Learn the process for selection in this Step.
Step 6. Financing Approval
- The financing process is both long and complex.
- Financing raises many questions including:
- What type of lending institution best suits my needs?
- Which loan program makes the most sense for me?
The experienced REALTORS of the Evelyn Bruder Dream Team have assembled the Ultimate Guide to Home Finance an -ebook to help you through this critical part of the home buying process.
Step 7. Make an Offer
- Determine price.
- Decide on the terms and conditions to include in the offer
- Learn how terms and conditions can often result in costing or saving you a significant amount of money.
- Understand current market conditions
- Learn how a Skilled Negotiator works to get an accepted contract at the best price and terms
Step 8. Contract to Closing
- After an offer is accepted, an Expert Facilitator. will guide you through the part of the home buying process known as transaction management.
- Learn how all of the terms of the terms and conditions of the contract are fulfilled
- See how contract conflicts are resolved
- Learn about how clear title will be assured and title insurance will be secured.
Step 9. Closing
What happens at closing?
- How do REALTORs, title companies, and lenders make sure all parties to the transaction have their interest in the transaction protected?
- What are the responsibilities of all the parties after closing?
Step 10. What's Next?
- What are the steps you have to take in order to protect your new investment?
Download the COMPLETE Home Buyer's Guide. It's Free!
*Note: If you are not already a VIP ACCESS MEMBER, you will be asked to fill out a short new members form.It's quick, easy, and Free! Then you can immediately download the Guide!
